Every business faces ups and downs in cash flow. That’s where CC (Cash Credit) and OD (Overdraft) limits come in. At Sipani Advisors Pvt. Ltd., we help businesses in Surat and across India access flexible funding solutions that ensure smooth operations without financial stress.
What is CC/OD Limit?
Cash Credit (CC) & Overdraft (OD) are both working capital finance facilities offered by banks and NBFCs:
- Cash Credit (CC): A short-term loan facility that allows businesses to borrow funds against inventory, receivables, or other current assets. It’s perfect for managing day-to-day expenses and working capital needs.
- Overdraft (OD): A credit facility linked to your current account that lets you withdraw more money than your balance, up to a pre-approved limit. It helps businesses manage sudden expenses and cash flow challenges.
Both facilities ensure you pay interest only on the amount utilised, not on the full sanctioned limit.
Why Businesses Need CC/OD Limit?
✔ Maintain steady working capital during peak seasons
✔ Pay suppliers & vendors on time without stress
✔ Manage bulk orders, stock purchases, and operating costs
✔ Handle unexpected financial needs quickly
✔ Improve cash flow while reducing financing costs
How Sipani Advisors Helps You
- Connect you with top banks & NBFCs for the best working capital offers
- End-to-end support – eligibility check, documentation & compliance
- Faster approvals with our strong banking network
- Tailored CC/OD solutions based on turnover & business needs
Industries We Serve
- Manufacturing
- Trading
- Food Processing
- Construction
- Retail
- Renewable Energy
- Startups
Why Choose Sipani Advisors?
✔ 20+ Years of Loan Advisory Expertise
✔ Trusted by 1000+ MSMEs & Enterprises
✔ Personalized Guidance for Every Business
✔ Transparent Process with Faster Turnaround
Get Started Today!
Don’t let cash flow stop your growth. Apply for your CC/OD Limit with Sipani Advisors and take your business to the next level.
☏ +91 9374690501 |+91 9023020960
sipaniadvisors@gmail.com
