Loan Against Property in Surat – Sipani Advisors

Unlock the Power of Your Property

Loan Against Property in Surat

At Sipani Advisors, we help you leverage the value of your residential, commercial, or industrial property to secure funds for your business or personal needs. A Loan Against Property in Surat (LAP) allows you to access high-value funds at competitive interest rates, without selling your asset.

Whether you need money for business expansion, working capital, project investment, or debt consolidation, our experts guide you through every step – from eligibility check to loan disbursal.

Why Choose Loan Against Property?

  • High-value loans based on property market value
  • Competitive interest rates with flexible tenure
  • Funds available for both business & personal purposes
  • Retain ownership while accessing liquidity
  • Transparent process with complete documentation support

Eligibility for Loan Against Property

  • Property Type: Residential, Commercial, or Industrial
  • Owners: Business owners, salaried professionals and self-employed individuals
  • Loan Amount: Depends on property valuation & financial profile
  • Tenure: Flexible repayment period, generally up to 15 years

Uses of Loan Against Property

  • Expand or modernize your business
  • Buy new machinery (Air Jet, Waterjet, Embroidery, Dyeing, Yarn Machines)
  • Fund large-scale projects or working capital needs
  • Consolidate multiple loans into one
  • Purchase or expand shop/office space

     

How Sipani Advisors Helps You

  1. Property Valuation Support: Get an accurate assessment to maximise the loan amount
  2. Bank & NBFC Network: Access the best offers through our partner institutions
  3. Complete Documentation: Hassle-free guidance for smooth approvals
  4. Government Subsidy Guidance: Claim benefits wherever applicable
  5. End-to-End Advisory: From application to disbursal and beyond

 

Industries & Clients We Serve

  • Manufacturing Units & MSMEs
  • Textile & Garment Industry
  • Traders & Retail Businesses
  • Service Providers & Startups
  • Real Estate & Construction Businesses

If you are looking for short-term funding instead, check out our CC/OD Limit Services.
For long-term structured financing, explore our Term Loan Services.

FAQs – Loan Against Property in Surat

Q1. What is the maximum loan amount I can get?
It depends on the current market value of your property and your repayment capacity.

Q2. Can I apply for LAP if my property is already mortgaged?
Yes, subject to balance transfer or top-up loan eligibility.

Q3. What types of properties are accepted?
Residential, commercial and industrial properties are accepted by most banks and NBFCs.

Q4. How long is the repayment tenure?
Generally, between 5 to 15 years, depending on the lender.

Q5. Can businesses use LAP for machinery purchases?
Yes, funds from LAP can be used for machinery such as air jet, Water Jet, Embroidery, Dyeing, or Yarn machines.

Apply for Loan Against Property Today!

Don’t let your property sit idle – turn it into a powerful financial tool with Sipani Advisors.

☏ +91 9374690501 | +91 9023020960 

sipaniadvisors@gmail.com