Term Loans in Surat – Sipani Advisors

Structured Financing for Business Growth

Term Loans in Surat

At Sipani Advisors, we provide customized term loans in Surat to help businesses expand, modernize, or invest in long-term assets. Our solutions are designed for MSMEs, startupsand established enterprises seeking capital for growth, machinery, infrastructure, or working capital enhancement.

With our guidance, businesses can access structured funding with flexible repayment options and expert support throughout the loan process.

Why Choose Our Term Loan Services?

  • Flexible Tenure: Short-term and long-term financing to match your business needs
  • Competitive Interest Rates: Access multiple banks and NBFCs for the best offers
  • Quick Approval Process: Streamlined documentation and faster disbursal
  • Government Subsidy Guidance: Maximise benefits with applicable MSME schemes
  • End-to-End Support: From eligibility assessment to loan disbursal and documentation

Who Can Apply for Term Loans?

  • Manufacturing & Engineering Units
  • Retail & Wholesale Businesses
  • Startups & MSMEs
  • Food Processing & Cold Storage Units
  • Textile & Garment Industries (including Air Jet, Waterjet, Embroidery, Dyeing, Yarn Machinery)

Features of Term Loans

  • Loan Amount: ₹10 lakhs to ₹50+ crore depending on business eligibility
  • Tenure: Flexible repayment schedules from 1 to 7 years or more
  • Security: Collateral-based or secured loans
  • Purpose: Expansion, machinery purchase, working capital enhancement, or project funding

How Sipani Advisors Helps You

  1. Eligibility Assessment: Determine the right loan amount and tenure for your business
  2. Documentation Assistance: Prepare and verify all documents for banks
  3. Application Submission: Full guidance throughout the loan process
  4. Approval & Disbursal: Track your loan to ensure timely fund release
  5. Subsidy Guidance: Claim applicable government subsidies and incentives

Industries We Serve

  • Manufacturing & Production Units
  • Retail & Wholesale Businesses
  • Startups & MSMEs
  • Textile & Garment Industry
  • Construction & Real Estate Projects

For businesses also looking for working capital support, check out our CC/OD Limit Services to manage day-to-day operations alongside your term loan.

FAQ – Term Loans in Surat

Q1. What is a term loan?
A term loan is a structured financing option with a fixed or flexible repayment schedule, typically used for expansion, machinery, or long-term business needs.

Q2. How is eligibility determined?
Based on business turnover, financial health, collateral and bank criteria.

Q3. Can MSMEs apply for term loans?
Yes, we assist MSMEs, startupsand established businesses across Surat.

Q4. Are government subsidies applicable?
Yes, our team guides you to claim relevant MSME loan subsidies and interest benefits.

Get Started Today!

Take the first step towards structured growth with a Term Loan from Sipani Advisors. Our experts will help you choose the right finance solution, prepare the documentation and get faster approvals.

☏ +91 9374690501 | +91 9023020960 

sipaniadvisors@gmail.com